Inquiries

Can Hard Inquiries Be Disputed?

Yes — especially if you never authorized them.

Every time you apply for credit, a hard inquiry can be added to your report — and too many of these can negatively affect your score. Some may appear without your knowledge or consent. Dispute Goat allows you to select any inquiry that looks suspicious and instantly generates a pre-filled dispute letter for you to send, with room for customization.

Our Software Helps You:

• ✅ Identify unauthorized or suspicious inquiries
• ✅ Select dispute reasons from a dropdown or write your own
• ✅ Dispute across all 3 major bureaus with step-by-step guidance

✅ Dispute unauthorized inquiries in minutes.