Charge Offs

Can You Dispute a Charge-Off?

Absolutely — and Dispute Goat is built to do just that.

Charge-offs happen when a creditor gives up on collecting the debt and marks it as a loss. But that doesn’t make it accurate or fair. Many charge-offs contain reporting errors or are duplicated when sold to third-party collectors. With Dispute Goat, you can easily connect your credit report and let the software help generate letters tailored to each situation.

Dispute Goat Can Help Remove:

• ✅ Inaccurate balances or outdated statuses
• ✅ Duplicate charge-off listings
• ✅ Entries reported without proper validation

✅ Remove charge-offs the smart way.